You have the right to dispute inaccurate information in your credit report directly with the credit bureaus at no cost. A credit repair organization cannot legally remove accurate, current, and verifiable information from your credit report. You also have the right to cancel your contract with any credit repair organization for any reason within 3 business days from the date you signed it.
1. Acceptance of Terms
By accessing or using the Scores Lift website, services, client portal, or related platforms, you agree to be bound by these Terms of Service and our Privacy Policy.
If you do not agree with these Terms, please do not use our services.
2. Services Provided
Barreto Ventures LLC DBA Scores Lift is a credit repair organization that provides credit-related services, which may include:
- Credit report review and analysis
- Identification of inaccurate, incomplete, unverifiable, or outdated information
- Preparation and submission of disputes to credit bureaus and creditors
- Credit education and general guidance
- Client portal access and progress tracking
- Ongoing account review and support
Scores Lift only disputes information believed to be inaccurate, incomplete, unverifiable, or outdated. We do not guarantee the removal of accurate, complete, and verifiable information.
3. No Guarantee of Results
Results vary based on individual credit profiles, reporting practices, creditor responses, and other factors outside our control.
Scores Lift does not guarantee:
- Specific credit score increases
- Deletion of specific accounts or items
- Mortgage, vehicle, credit card, or loan approvals
- Any particular financial outcome
While many clients experience positive changes to their credit profiles, individual results are not guaranteed.
4. Client Responsibilities
By enrolling in our services, you agree to:
- Provide accurate and truthful information
- Submit requested documentation promptly
- Keep your contact information current
- Review communications sent through your client portal or email
- Avoid financial actions that may negatively impact your credit profile during the service period
- Maintain active payment arrangements as outlined in your service agreement
5. Right to Cancel
Under the Credit Repair Organizations Act (CROA), you have the right to cancel your agreement within 3 business days of signing, without penalty or obligation.
Cancellation requests may be submitted by:
- Email: support@scoreslift.com
- Phone: +1-737-265-1356
6. Fees & Billing
In compliance with applicable federal laws, including CROA and the Telemarketing Sales Rule (TSR):
- Scores Lift does not charge advance fees before services are performed
- Fees are billed only after services are rendered for a billing cycle
- Pricing and billing details are disclosed in your service agreement
- Recurring monthly billing may apply depending on the selected service plan
Charges may appear on billing statements as: "SCORES LIFT" or "SCORESLIFT"
7. Refunds & Cancellation
Refund eligibility is governed by our Refund & Cancellation Policy.
Completed billing cycles where services were actively performed are generally non-refundable.
Clients may cancel future recurring billing at any time after the 3-business-day cancellation period.
7A. Chargeback Policy
Barreto Ventures LLC DBA Scores Lift takes chargebacks very seriously. If you have a concern about a charge on your account, please contact us FIRST at support@scoreslift.com or +1-737-265-1356 before initiating a chargeback with your bank. We are committed to resolving billing disputes quickly and fairly. Unauthorized chargebacks for services that were properly rendered may result in collection activity and termination of services. Clients acknowledge that credit improvement is an ongoing process and agree to communicate directly with Scores Lift before disputing any charge.
8. Intellectual Property
All website content, branding, graphics, text, logos, software, and materials are the property of Barreto Ventures LLC DBA Scores Lift and protected by applicable intellectual property laws.
No content may be copied, reproduced, distributed, or modified without prior written permission.
9. Limitation of Liability
To the fullest extent permitted by law, Barreto Ventures LLC DBA Scores Lift shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from the use of our services or website.
Our maximum liability shall not exceed the total amount paid by the client during the three months preceding the claim.
10. Arbitration & Dispute Resolution
Any dispute arising from these Terms or our services shall be resolved through binding arbitration in the State of Texas in accordance with the rules of the American Arbitration Association (AAA).
Both parties agree to resolve disputes individually and waive any right to participate in a class action lawsuit or class-wide arbitration.
Either party may seek injunctive relief in a court of competent jurisdiction when appropriate.
11. Communications Consent
By submitting forms through our website or enrolling in services, you consent to receive communications from Scores Lift, including phone calls, emails, and text messages related to your inquiry, account, or services.
Message and data rates may apply. Consent is not a condition of purchase.
12. Changes to These Terms
Scores Lift reserves the right to modify these Terms at any time.
Updated versions will be posted on this page with the revised effective date. Continued use of our services constitutes acceptance of any updated Terms.
13. Contact Information
Barreto Ventures LLC DBA Scores Lift
3400 Kyle Xing, Apt 7210
Kyle, TX 78640
Phone: +1-737-265-1356
Email: support@scoreslift.com
Have Questions About Our Terms?
Our team is available to walk you through anything. Speak with a credit specialist today.
Call (737) 265-1356