Refund Policy

1. Overview

Scores Lift is committed to providing professional credit improvement services, including credit analysis, dispute preparation, bureau communications, account reviews, and ongoing client support.

Because services involve active work performed digitally and administratively on behalf of each client, refunds are evaluated based on work completed during each billing cycle.

While many clients experience positive results, outcomes vary based on individual credit profiles, reporting accuracy, creditor responses, and other factors outside our control. No specific score increases, deletions, or outcomes are guaranteed.

2. 3-Day Right of Cancellation (CROA Compliance)

In compliance with the Credit Repair Organizations Act (CROA), clients have the right to cancel their agreement within 3 business days of signing, without charge or penalty.

If cancellation is requested within this period, any amounts paid will be refunded in full.

To exercise this right, clients must notify Scores Lift in writing by email or mail within 3 business days of the agreement date.

3. Cancellation After 3 Business Days

Clients may cancel services at any time after the 3-day cancellation period.

Upon cancellation:

• Future recurring charges will stop once cancellation is confirmed
• Fees for completed billing cycles are non-refundable because services and work were actively performed during that period
• Any ongoing disputes or active service processes will be closed

4. Refund Eligibility

Refunds or billing adjustments may be considered in the following situations:

• Cancellation within the 3-day cancellation period
• Duplicate billing or processing errors
• Failure to provide contracted services due to a verified internal error

Refund requests are reviewed individually based on account history, billing records, and services performed.

5. Non-Refundable Services

Refunds are not available for:

• Completed service cycles where work was performed
• Delays caused by credit bureaus, creditors, or third parties
• Dissatisfaction with the speed or outcome of credit improvement
• Accurate negative information that cannot legally be disputed or removed
• Failure to provide required client documentation or responses

6. How to Request a Refund

To request a refund or billing review, clients may contact Scores Lift support with:

• Full name
• Email address
• Phone number
• Reason for the request

Requests are typically reviewed within 5 business days.

Approved refunds are generally issued to the original payment method within 7–10 business days.

7. Client Acknowledgment

By enrolling in services, clients acknowledge that:

• Credit improvement timelines vary
• No specific results are guaranteed
• Scores Lift does not guarantee deletions, score increases, or approvals
• Consumers may independently dispute inaccurate information directly with credit bureaus at no cost

8. Contact Information

Barreto Ventures LLC DBA Scores Lift
3400 Kyle Xing, Apt 7210
Kyle, TX 78640

Phone: +1-737-265-1356

Email: support@scoreslift.com